One of the biggest decisions that you will make in life is whether or not to buy your own home. Like most things in life, there are both advantages and disadvantages to owning a home. The decision is made even more difficult with today’s unsteady housing market. Everyone has heard the horror stories of how the bottom dropped out of the housing market and people were left with a debt greater than the resale value of their home. Conversely, we have also heard the stories of housing investments that have created a huge net profit for home owners. A good way to make this very important decision ...

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